Keep an eye on
rates via e-mail!
Sign up for Rate
Watch!
 Loan Information November 07, 2009 - 5:59 AM PST
Amount:$417,000
Home Value:$600,000
State:California
County:San Mateo
City:San Mateo
Escrow/Impounds?No
Loan Purpose:Refinance Existing Balance
Property Use:Primary Residence
Property Type:Existing single family home
Lock Period:30 Day
 

Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here.

Rate lock periods for our fixed rate products will be 30 days and all other products are locked for 45 days.

Rate locks are available for applications submitted Monday-Friday 8 AM-1 PM (excluding holidays).



30 Year Fixed Rate Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.125% 0.000% $0.00 5.163% $2,270.51 $3,644.25
20 Year Fixed Rate Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.000% 0.000% $0.00 5.052% $2,752.02 $3,644.25
15 Year Fixed Rate Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
4.500% 0.000% $0.00 4.565% $3,190.02 $3,644.25
5/25 Fixed/Adj Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
4.750% 0.000% $0.00 4.229% $2,175.27 $3,644.25
5/25 Interest Only Fixed/Adj Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.000% 0.000% $0.00 4.307% $1,737.50 $3,644.25
7/23 Fixed/Adj Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.125% 0.000% $0.00 4.052% $2,270.51 $3,644.25
7/23 Interest Only Fixed/Adj Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.375% 0.000% $0.00 4.131% $1,867.81 $3,644.25
5/5 Fixed/Adj Movable Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
4.750% 0.000% $0.00 4.787% $2,175.27 $3,644.25
5/25 Fixed/Adj Movable Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
4.750% 0.000% $0.00 4.229% $2,175.27 $3,644.25
10/10/10 Fixed/Adj Movable Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.875% 0.000% $0.00 5.871% $2,466.71 $3,644.25
5/5 Fixed/Adj Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
4.750% 0.000% $0.00 4.787% $2,175.27 $3,644.25
10/10/10 Fixed/Adj Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.875% 0.000% $0.00 5.871% $2,466.71 $3,644.25
7/23 Fixed/Adj Movable Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.125% 0.000% $0.00 4.052% $2,270.51 $3,644.25
10/10/10 Interest Only Fixed/Adj Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
6.125% 0.000% $0.00 6.023% $2,128.44 $3,644.25
5/5 Interest Only Fixed/Adj Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.000% 0.000% $0.00 4.875% $1,737.50 $3,644.25
10/10/10 Interest Only Fixed/Adj Movable Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
6.125% 0.000% $0.00 6.023% $2,128.44 $3,644.25
5/25 Interest Only Fixed/Adj Movable Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.000% 0.000% $0.00 4.307% $1,737.50 $3,644.25
5/5 Interest Only Fixed/Adj Movable Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.000% 0.000% $0.00 4.875% $1,737.50 $3,644.25
7/23 Interest Only Fixed/Adj Movable Mortgage Show All Options 
Rate Points Rebate APR Payment Closing Fees Total Cost Apply
5.375% 0.000% $0.00 4.131% $1,867.81 $3,644.25

Important Notices

  • The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice.

  • The monthly payment amount shown includes principal, interest, and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow/impound account is established or required.

  • Your APR will vary based on your final loan amount and finance charges.


Is there a fee charged or any other obligation if I complete the online application?

Is comparing APRs the best way to decide which lender has the lowest rates and fees?

What can you expect when you apply for a mortgage?

The interest rate you offer is just a little less than what I am paying now. How do I know if it makes sense to refinance?

How much money will I save by choosing a 15-year loan rather than a 30-year loan?

How are interest rates determined?

Should I pay discount points in exchange for a lower interest rate?

When can I lock in my interest rate and discount points?

What is your Rate Lock Policy?

What is an adjustable rate mortgage?

Are there any prepayment penalties charged for these loan programs?

Can I apply for a loan before I find a property to purchase?

If I apply, where will the closing take place?

Tell me more about closing fees and how they are determined.

What is mortgage insurance and when is it required?

Does Provident Credit Union provide financing for manufactured homes?